What is the minimum down payment required?

We offer mortgage options with as little as 1% down, making it easier for you to afford your dream home.

Do you offer refinancing options?

Absolutely. Whether you’re looking to lower your rate, shorten your term, or cash out equity, we can help.

How long does the approval process take?

Our AI-driven system provides instant approvals in most cases — usually in under 30 minutes.

Do I need a perfect credit score to qualify?

Not at all. We work with a wide range of credit scores and help find the best loan options for your situation.

Can I complete the entire process online?

Yes! From application to closing, the entire mortgage process can be completed online or on your phone.

Tom

Olympian Mortgage Assistant

1 min read

Affordability a ‘monster’ challenge in Hampton Roads’ housing market in 2025, report says

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Norfolk Virginian-Pilot

April 24, 2026

Market TrendsSource: GNews

Affordability a ‘monster’ challenge in Hampton Roads’ housing market in 2025, report says

2026 is expected to bring more clarity than chaos, but not necessarily more comfort as affordability remains the main pressure point in resale and new construction markets, according to J. Van Rose Jr

Every year industry experts share their detailed analysis of Coastal Virginia’s real estate market — including the opportunities and challenges facing the different sectors — to a crowd of several hundred attendees. This year’s in-person event, sched... [4020 chars]

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Originally published by Norfolk Virginian-Pilot

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