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How Much Mortgage Can I Afford on My Salary?

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Peter Warden
July 31, 2026
Mortgage RatesSource: RSS Feed

How much mortgage can you afford on your salary? Most buyers borrow roughly 4 to 4.5 times their income, but your debt, down payment, and mortgage rate all move the number. Here's how it works.

How much mortgage can you afford on your salary? Most buyers borrow roughly 4 to 4.5 times their income, but your debt, down payment, and mortgage rate all move the number. Here's how it works....

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Originally published by Peter Warden

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