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Mortgage Rates
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Stephen BrobeckStephen Brobeck: Why decoupling commissions failed to lower housing costs
The op-ed says rates stayed near 5% to 6% as buyers expected seller-paid real estate commissions, limiting negotiation after the settlement.
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Mortgage Rates
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Bri LeesLoan officers are going to Washington
Loan officers are taking their borrower stories to Capitol Hill, giving mortgage advocacy a new frontline voice in the debate over housing affordability and lending policy.
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Mortgage Rates
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Darrin SeppinniWhen standard DSCR falls short: What real estate investors should know about no-ratio financing
More investor deals are getting harder to finance cleanly on standard DSCR, not always because the investment is weak, but because current rents do not tell the whole story.
That pressure is showing u
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Market Trends
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Albuquerque JournalHomewise CEO says homeownership is ‘ticket to financial security’
Homewise CEO Mike Loftin says homeownership is a ticket to financial security, but a shortage of starter homes in Albuquerque and New Mexico is creating a barrier for first-time buyers and stalling mo
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Mortgage Rates
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Rachel Bader, HW DataInventory rises as pricing lags in the spring housing market
More homes are hitting the market, but pricing is still catching up. Here’s what that means for agents, buyers and investors right now.
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Mortgage Rates
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Jonathan DelozierHow fraud gets stopped in its tracks by real estate and title pros
Preservation of evidence and quick reporting is key in combatting schemes that led to $275 million in losses last year.
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Mortgage Rates
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Sarah WolakMortgage industry welcomes new credit score models, urges further reform
Mortgage groups welcomed HUD and FHFA plans for FICO 10T and VantageScore 4.0, but want timelines, pricing and guidance.
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Mortgage Rates
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Flávia Furlan NunesFHFA, HUD move to bring new credit score models into mortgages
Federal agencies on Wednesday took steps to bring newer credit scoring models into the mortgage underwriting process, marking a significant shift in how borrower risk is evaluated.
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Market Trends
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Flávia Furlan Nunes, HousingWire AutomationCastlelake buys majority of Resfin Partners to deepen residential loan access
Asset manager Castlelake has acquired a majority ownership stake in Resfin Partners, the parent company of mortgage correspondent business Eastview and lender to residential real estate investors Lend
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Mortgage Rates
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HousingWire AutomationNAMB, Chenoa Fund partner to expand down payment assistance access
NAMB’s partnership with Chenoa Fund gives mortgage brokers expanded access to down payment assistance tools and training.
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Mortgage Rates
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NerdWalletMortgage Rates Today, Wednesday, April 22: A Small Drop
Mortgage interest rates have been relatively stable as markets wait to see how the Iran ceasefire plays out.
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Mortgage Rates
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CNBCMortgage rates sink again, and home buyers jump back in
Mortgage demand continues to rebound as rates sink slightly lower.
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