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Mortgage spreads are the only thing keeping rates under 7%

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Logan Mohtashami
May 2, 2026
Mortgage RatesSource: RSS Feed

If mortgage spreads were at the highest levels from 2023-2025 with the 10-year yield at this level, mortgage rates would be over 7%.

If mortgage spreads were at the highest levels from 2023-2025 with the 10-year yield at this level, mortgage rates would be over 7%....

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Originally published by Logan Mohtashami

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