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The hidden housing cost: How HOAs are becoming a ‘shadow mortgage’

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Spokane Spokesman-Review
May 10, 2026
Mortgage RatesSource: GNews

Homebuyers often focus on home prices and mortgage rates when thinking about affordability. But for millions of homeowners, another housing cost is creeping higher and quietly reshaping the math: home

Homebuyers often focus on home prices and mortgage rates when thinking about affordability. But for millions of homeowners, another housing cost is creeping higher and quietly reshaping the math: home...

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Originally published by Spokane Spokesman-Review

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